Do you live in Kolkata and wish to take a personal loan? In case you wish to apply for a personal loan in Kolkata, there are several banks and NBFCs offering the same at varying rates of interest. You should always do your homework and compare several lenders based on the interest rates along with other charges, terms and conditions and so on. You can consider applying for a personal loan in Kolkata at Bajaj Finserv. Bajaj Finserv offers several benefits for personal loan customers.
Loans up to Rs.25 lakh are provided at reasonable rates of interest. The funds are also disbursed within just 72 hours after verification. This ensures that you get necessary funds in a very short span of time without any worries. The online application procedure is very simple and once you have finished applying and checked your eligibility online itself, you will receive approval within just 5 minutes. Once you get your loan sanctioned, you will get access to your online loan account where you will get all details like the interest certificate, payment schedule and other crucial information with a few clicks.
The eligibility criteria for personal loans in Kolkata cover the following aspects:
Age- Between 25 and 58 years
Indian Citizen
Salaried Professional working in private/public company or MNC
Minimum net salary of Rs.35,000 per month
The documents required include the following:
Proof of Address- Driving License/Passport/Ration Card/Latest Mobile Bill/Letter from Employer with HR/Admin signature
Proof of Identity- PAN Card/Passport/Voter ID Card/Driving License
Proof of Employment- Employee ID Card
Salary Slips for last 2 months
Salary account bank statements for last 3 months
The online personal loan eligibility calculator offered by Bajaj Finserv helps you find the amount that you are eligible for without any hassles whatsoever. You can also use the online EMI calculator to determine the monthly installments that you have to repay. This helps you plan out your finances better and avoid any payment related issues in the future. Personal loans are highly versatile and you can take them for meeting diverse requirements ranging from home renovation, medical emergencies and traveling to higher education expenses and weddings. Apply for a personal loan in Kolkata at Bajaj Finserv and get multiple benefits.
